Just about everyone I know is concerned about the current economic crisis and they're looking for ways to cut corners and save a little money. This is one area in which I have a lot of experience, having been raised in a household that depended solely on a teacher's income, and then raising two children of my own as a single mother on a tight budget. I've found ways to furnish my home, dress fashionably, and live lavishly, all for literally cents on the dollar. So in this article, I thought I might share some words of frugal advice for those of you who are feeling the crunch too.

First, let's get you into the right state of mind. Being thrifty doesn't equate to being cheap. Having a great sense of style is important and you don't have to give that up in order to live a frugal lifestyle. So repeat after me, “I don't have to pay the retail price for ANYTHING.” Believe that! Go ahead and say it a couple times until it sinks in because once you grasp the concept, you too can be liberated from the consumerist mindset that causes you to rush out and buy crap you don't really need. There are many, many ways to avoid paying full price for everything from furniture to groceries...

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